Pawn Shops – Thrift Stores – Consignment Stores
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If you’re looking for the best Pawn Shops – Thrift Stores – Consignment Stores businesses or services – then you’ve come to the right place. The Boise Idaho and Treasure Valley area has some of the best Pawn Shops – Thrift Stores – Consignment Stores services that you can hope to find.
A pawnbroker is an individual or business (pawnshop or pawn shop) that offers secured loans to people, with items of personal property used as collateral. The word pawn is derived from the Pawnee Native American tribes after their system of collateral trading, and the items having been pawned to the broker are themselves called pledges or pawns, or simply the collateral. While many items can be pawned, pawnshops typically accept jewellery, musical instruments, home audio equipment, computers, video game systems, televisions, cameras, power tools and other relatively valuable items as collateral.
If an item is pawned for a loan (colloquially, “hocked”), within a certain contractual period of time the pawner may redeem it for the amount of the loan plus some agreed-upon amount for interest. The amount of time, and rate of interest, is governed by law or by the pawnbroker’s policies. If the loan is not paid (or extended, if applicable) within the time period, the pawned item will be offered for sale to other customers by the pawnbroker.
Unlike other lenders, the pawnbroker does not report the defaulted loan on the customer’s credit report, since the pawnbroker has physical possession of the item and may recoup the loan value through outright sale of the item. The pawnbroker also sells items that have been sold outright to them by customers. Some pawnshops are willing to trade items in their shop for items brought to them by customers.
Below, you’ll see a list of our current Pawn Shops – Thrift Stores – Consignment Stores businesses . Simply click on the image to see a larger image. Likewise, you can use the “Click to Call” or the “Visit Website” buttons or links to contact the business of your choice.
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